So after a year of work saving I got a custom built bike. The team were really great and set me up as well as they could. I didn't know much. But in past month I have been biking every day, fidling, deep diving. Right now I just keep making a lot of small mistakes that are costing money. For example decided to just get cheapest rear rack. Now that I have it I realized, crap I really rather the quickrack from orlieb since I like to run the back clean while commuting. Same goes for stem, I have molokos, realizing I need a taller stem. Didn't think I would want dynamo so got a headlamp and headlamp mount,that was an error so just got one installed, so now have spare hub and brake rotor too. Just bought the wrong grip tape, too chunky... seems the list of errors is just compounding.

I would say all in all my mistakes, lack of experience have cost me about 500$ worth of shop time, parts, etc. ( That is not counting new rack or new stem)

Give it to me straight how bad am I doing?

EDIT: Thanks - I was feeling really dumb. People are right, like with anything, these are very personal vehicles and you don't know until you know.