I’m learning a lot here and changing up how I play, but I haven’t seen much about how to handle housing.

My old process was to build shelters as needed to ensure no one is ever homeless, then around mid-game (which was year 4 or 5 for me) I would start destroying those and replacing with racial housing. Big shelters seem like a scam since they waste planks (even if it’s more efficient wood-wise) and the goal was racial bonuses anyway. I also used to cut down a lot more glades and have tons of space around my hearth to sprawl these out, so I never used the house upgrades. But I would highly prioritize the two cornerstones that add more space to houses.

When you limit the glades you cut and the space available, and also the materials, and overall time spent on a settlement, what’s the optimal way to handle housing?