I leased a car from Ford and they took my Nissan trade-in which a Nissan dealership did them the favor of processing. The value of my trade in was $21,400 (CarMax) and in the lease they gave me $20,000 for it and said the payoff was $19,332. Lienholder ended up receiving $18,203 for the car meaning that the Nissan dealership kept the $1,129 difference. The language in the contract states "If the payoff amount exceeds the amount required by the Lienholder to satisfy its lien or other interest in the trade-in vehicle the Dealer will pay you the excess amount." They say that the difference is a fee that the dealership charged them. The agreement specifically states that the difference is my money so they paid a fee they were charged with my money without my knowledge or consent. Dealership says they sent the full $19,332 so I am owed nothing. I got a copy of all the documents today and there is a page I hadn't ever seen that is from the lienholder stating the gross payoff on the car was $18,203. The numbers guy didn't like being told that the payoff on the agreement should have been $18,203 and that fee should have been removed from the amount the had offered me for the trade-in. Am I wrong here?