I recently downgraded and took the $75 back after $1k i spend deal. The BCP is easily worth it for the EAF of $20 this year. 

when I was in DEN three weeks ago the app siad there was a 15 min wait when I joined. After 20 mins I went up to the desk and the attendant said there was no wait. 🤦

Boston has a sapphire lounge. but you can use your PP membership for entry once per year.

Ha they were a little too trigger happy with calling your bluff. But I had success earlier this year of downgrading to BCE and getting an upgrade offer of $75 back if I spend $1k in 90 days.. that was good enough for me. Other people have gotten the $150 back offer, but I've seen more DPs of $75 offer. I'm happy.

does that have insurance? I've personally been saved by i surance twice so far

the best card for phone bill is the wf autograph. 3% back and cell insurance

where are you traveling? When I went to Amsterdam/Belgium everywhere accepted tap to pay. I used the USBAR to get 3x for mobile pay. Then when I go to use points for travel (using real time rewards) I get 1.5x, meaning mobile pay is 4.5% back.. There is a $400 AF, but you also get $325 in credits.

Hey that's really good for you, and I genuinely mean that. It sounds like you have a good head and you have guardrails set up for yourself. I took exception to the fact that he said because you responded on vacation your product is worth it. Your product is worth it regardless if you respond on vacation. That comment just gave me the ick. One shouldn't feel guilty for going on vacation and logging off. And one shouldn't get extra rewards for working on vacation. That's not directed at you u/emcro just in general.

Enjoy your vacation!

I wonder how his family would feel. Give the dude a break, he deserves it. and don't promote working on vacation like it's a good thing. Even if it's your own app.

That's not healthy. Can you imagine if your boss expected you to work on vacation??

wells fargo attune has 4% back on pet supplies, pet grooming and pet boarding. They can also be used as points,  ut WF has limited transfer partners.