I agree for people with kids. Car seats is a big factor, plus all sorts of other random things for there kids, but what about young adults and seniors? Two demographics looking to save money and who have less of a need to store things in the car imo.

Bachelor for life here and loving it. In my 40s.

I don't normally like run-on sentences, but this one I applaud.

Ok, so no "official" gf's in 15 years. Just curious, how many unofficial partners, and what's your love life generally been like?

Best book giving overview of insurance (not necessarily a textbook or course book).

I'm new to the industry and would like a better overall understanding of insurance and underwriting, preferably by listening to an audiobook. Any book(s) you'd recommend?

I set two alarms on my phone, five minutes apart. Somehow this works better for me than having just one alarm with the option to snooze for ten minutes. By the time the second alarm goes off I'm like, "OK, you got me," and I get out of bed. Then I make my bed. Then I eat breakfast while reading the news on my phone.

You're not alone. I think there's something humans need in terms of some commotion or turmoil every now and then in order to feel at one with the world. All plants and animals face this, and overcome it if they are to survive. Right now you're able to coast, relatively speaking, so you may need to create some artificial turmoil. Theodore Roosevelt explored unchartered territories of the Amazon when he felt a bit depressed. It woke up his spirit.

Shop for groceries somewhat frequently, say twice per week instead of once. This way your fridge is not jam packed, and as a result less food will spoil because, "oh, crap, I forgot about that produce I bought 6 days ago that's buried in the back." At one point I was shopping like 3-5 times per week, and it was so nice to have fresh produce that never went bad.

Fwiw I'm in my 40s, pay $30/mo for AT&T and have zero car payment (and never have had one because I've always owned my ten-year-old relatively low-mileage used cars outright). Start there. Also, didn't read your whole post, but do you have roommates to keep the rent down?

Thanks for this. Great video on gear like the bar and platform.

I do a lot of separate things about once a week, but most nights I'm doing at least one of the below.

Bowling league part of the year

Tennis at least a couple times per month Spring thru Fall

I walk 15-20 min immediately after work

I'm a bachelor, so I sometimes go on weeknight dates, usually for a drink.

Occasionally I get really into a woodworking project and do that for an hour or two as many or few days as I feel like.

I'll ride my assault exercise bike for 45 min at home while listening to audiobooks or podcasts, usually a couple times per week.

Years ago I did taekwondo 1-2 weekdays + 1 weekend day

Years ago, salsa dancing lessons. Now I dance at salsa socials, mostly on the weekends though.

As mentioned, I'm a bachelor. I rent with very little tying me down. I also work from home which frees up weeknights immensely

Side note: don't be fooled by the title. It's just as good a playbook for middle income people in debt as it is for those with no debt striving to become wealthy.

I recommend reading the book, I Will Teach You to be Rich. It's an easy read but provides an awesome playbook on what to prioritize, in order, when it comes to questions just like yours. Check out the book's reviews to get a better idea, but it has helped me immensely.

Thanks. This helps. I'm going to piece together some video clips, screenshots , and basic notes for each movement so I assure I have decent form. Will do three workouts this week.

Can't seem to find that one. I looked on the Insurance vs History website and didn't see it. Have a link?

I'm new to resistance bands and have had a couple false starts due to becoming busy in my personal life. I'm now ready to prioritize resistance band training. I know I can do it, because I previously had a stretch of over a year straight lifting at a gym. I followed Jim Stoppani's Shortcut to Size program to a T. It was very detailed, including great videos of each movement. That made getting starting and completing the first month so much easier.

I like the sound of 3+ workouts per week of 30-40 min each, focusing on the big 6 compound movements. By any chance could you link to a specific program?

When my friend who scored just average on the math SATs asked me if I thought he could be an engineer, without hesitation I told him, "you have to love math." It's not even just the straight math equations, but all of engineering is logical and requires a high degree of accuracy. It's tedious by definition. Someone who hates math will not get by unless they have some sort of awakening.

I'm just trying to picture some of my friends from high school who were in low-level math classes, were always bad at math and hated it... Could any of them have gotten through engineering school and been good engineers in the real world?... Helllllllll Nooooooo! Not sure what everyone on this thread is smoking lol.

Can you elaborate on the system for Childcare in Colombia?

You could try checking out Meetup.com (or the app). Some groups have free activities. Pickleball is a simple cheap activity good for socializing. Also tennis.