If you have time to actively manage your portfolio, and have a decent amount of risk-tolerance, you are absolutely better off buying select stocks than an index fund. If you don’t have the time or inclination then an index fund is probably best.

I look for large cap+ stocks that have hit RSI of 30 for a start. When Amazon or Apple hit 30, you know they won’t stay down for long. Got in on Snowflake last month for this reason, and am now up 15% in 3 weeks. I also combine that with news and events. For example, SOXL (semiconductor ETF) hit RSI 30 a couple weeks before NVDA had earnings. All the big tech companies had just had earnings, and they all said that even though they had spent a ton on AI, it wasn’t nearly enough, so they needed to spend dramatically more. So NVDA was poised to kill earnings and guidance and boost SOXL, by proxy. Went in big on SOXL at $30, and it hit $60 within the month. Same with Apple. RSI at 30, but the WWDC was eminent, and they were long overdue to lay out their AI plans. Bought $200 options for $1.60, and the stock zoomed to $216 within two weeks. Amazon hit RSI 30 right before their last stock split and zoomed.

Hank suspects the laundromat might be a front, so Walt has to get smuggled into work in a cart full of dirty laundry, in case they are under surveillance.

1. CCTV were not as common back then
2. The gas station is clearly an older mom & pop operation, not some new multi-pump franchise like QT or Circle K, so it’s even more unlikely to have cameras (that work anyway).

1. You don’t need $10K. At your age, the backpacking/hostel experience would be way more fun than doing a high-end tour. My daughter just did 10 days in Europe for less than $2k.

2. You are 18 for 12 months. You don’t have to fly to Japan the day of your birthday. You’ll still be 18 in a year, so just start working and saving.

Jeez, how long does a Grey’s Anatomy binge take?

That’s where he keeps fry getting

But…he’s planning to BLOW HIMSELF UP, so some other existential danger is really inconsequential.

Not sure how dating gets in the way of your goal. Are you planning to spend thousands and thousands of dollars on these dates? I guarantee that once you hit your $100,000 goal, you’ll feel a slight, and deserved, sense of accomplishment, but the next day will feel just like the day before. And honestly, if you finish the year with $89,000, but have found the love of your life, you will be miles ahead of having $100,000 and being alone.

You seem to forget that Gus was actively trying to find Jesse to kill him. By killing Gale Jesse saved his own life as well. So it absolutely served as self-defense.

I was $20,000 in debt at your age, and was a millionaire 5 years later. Part of it was luck (catching a real estate boom at the right time), part was strategy. My advice is going to be a bit different than ‘stop investing and pay off your cc first’. My recommendation is:

1. Keep investing!
2. Try and get an additional credit card or two. Whenever you get a ‘Zero interest for x months’ type promotion, use it for the max amount. You pay a 4% transfer fee, but the rate is usually good for 9-15 months. Thus, your interest on the credit card becomes effectively a 4-6% rate, which should be less than you make investing. But keep a spreadsheet to keep track off when the rates expire, and either work to have the balance paid off by then, or have the ability to do another low interest transfer. Carrying debt isn’t a problem, but carrying high-interest debt is.
3. Maximize your earnings at your primary job. Are you due or overdue for a raise? If so ask for it (but make sure you are deserving of it by performing your best in the weeks leading up to asking). Can you get a promotion? If so, let your manager know you are interested in taking on more responsibility. If you hate your job and coworkers, start looking for a better job that has opportunity for advancement
4. Work a side job until you get your debt paid off. For me, it was fixing up houses. It didn’t pay a salary, but I spent all weekend adding equity to my properties. If your main job is burning you out, don’t kill yourself with the side hustle. I used to deliver pizzas as well and loved it, just cruising around blasting tunes. Easy money.

You are actually on a great track. It feels like you are off track because you just started, but a year from now, those figures will be twice as high. When you’re 30, you’ll have over $50000. It grows fast. Just keep investing.

This food is terrible! And such small portions!

A 30% annual return would turn $150,000 into $2 million in 10-years. Despite what others on this sub will say, 30% is actually very achievable for a competent investor.

Killing Gale. Self-defense, not murder.

Some solid points, but others aren’t that strong.

1. Second cell phone - Hank assumed Walt was having an affair, which is far more realistic than him running or involved with a meth empire.

2. Hank only knows Jesse as Walt’s pot dealer. That Jesse, a drug dealer, might be involved with Tuco, a drug distributor, is in no way shocking, and in no way ties to Walt.

3. Walt blocking Hank’s car - so what? He didn’t disrupt the operation - they still got the guy they set out to get. Hank didn’t think it was REALLY the guy, but Walt in no way changed the outcome of the operation in Hank’s mind. What exactly, do you think Hank would think Walt was trying to do by blocking his view? It was annoying, certainly, but not really suspicious

One shot, and they’ll be write as rain.

You need to earn more. Period. What is the ceiling at your current job? Even basic jobs can have incredibly high ceilings. A fast food place might have franchise opportunities. Stocking shelves at Walmart sucks, but managing a Walmart pays six figures. If your job has a low ceiling or is basically dead-end, change it ASAP

Predestination is GREAT!! I’d mention Arrival as well.

Slippin’ Jaime

I think the final season hits it out of the park as an emotional conclusion to the series, but maybe not as a narrative conclusion. The narrative wrap-up is solid, but lacks the ‘Oh, wow!’ moments that were so constant in the earlier seasons. I have found the final season much more satisfying on subsequent rewatches than I did initially.

Reminds me of when near the end of Avatar: the Last Airbender, they are watching a play showing all their adventures. When they get to the Great Divide, the location of the series worst episode, the actor portraying Sokka in the play is like “Eh, let’s keep flying”

Walt telling Mike Gale’s address. All Mike has to do is call Gale and Walt’s plan falls apart. Now, Walt lucks out (of course), but it doesn’t mean it wasn’t stupid to reveal his exact plan. Walt could have said ‘If you kill me - a person I trust mails envelopes to the police and DEA exposing your entire operation’ or something of the sort. Simply blurting out his exact plan almost guarantees its failure.

The idea of a nearby building being the entry point makes even more sense when you see the hidden tunnel Gus has under his own home in BCS. He clearly understood the advantage of such a setup.