No just a colonoscopy, what if you get something serious? A car accident, cancer, a chronic disease like diabetes etc.? Medical debt can happen to anyone. The longer you go uninsured, the higher the penalty will be.

Take it in stride. We can't all be perfect every day. We do our best.

Stretchy jeans, if it isn't too hot for them where you live. A couple of tunic length woven cotton shirts that can be worn fitted or loose. T shirts. Harder to say what work clothes to buy.

It's a new car, a lease and you don't say how many miles you drive but that matters too. Mine is about 260/mo with Wawanesa but my car is 12 years old and I drive <8k miles a year.

We helped my dad change the wallpaper in our old gouse growing up. He encouraged us to write things in the walls, it was 1968 and I think we wrote "down with Richard Nixon!".

I did this last week, and not being sure how much if any went into my system, I just waited and did my next shot 1 day early.

I was maybe a little hungrier than usual but it wasn't bad.

Adopting a bonded pair of older dogs - not necessaily seniors - can be very rewarding, and it can be hard to find a home for dogs who need to stay together. Often this is because the owner died or fell on hard times for whatever reason.

I had 2 dogs who were around 5 when I adopted them and they were great. No conflicts, already pretty well behaved and housebroken etc. Kept each other company when I was at work, and both bonded with me.

Saltine crackers, cottage cheese (depending on how you do with dairy), applesauce, scrambled eggs.

Sometimes it helps to think "oh" while singing "ah."

Only if you have a Health Savings Account that you contribute to - you must stop contributions when Medicare Part A starts.

Often it would be cheaper for the individual to go with Medicare but they have a spouse who relies on coverage.

A large company (more than 20 employees) is primary whether they like it or not, and they cannot tell an employee that they must enroll in medicare and drop the employer plan, nor can they insist that medicare pay first.

If they have a retiree health plan, it is secondary to medicare and they can require beneficiaries to enroll in medicare. But not for active employees.

Not the point whether they bank the savings or spend them on other things. They are not being treated unfairly.

Understood. But youtube is always a little suspect because people are making content to earn miney and gain followers.

There is a podcast called We The Unhoused, made by someone in the unhoused community. I say let people speak for themselves.

It will take several years before the amount of late enrollment penalties adds up to the money she would have spent on premiums if she enrolled at 65.

Yeah, some people find the effects fade after a few days at lower doses, and do better as it builds up in their system and they go up in dose. I am 11 months in and still sometimes get the food noise back but usually only for a day or two so I can deal with it.

"Let your fingers do the walking"

If you needed some kind of service or business, you would look for it in the yellow pages.

Edit: and you could look up just about anybody's phone number in the white pages, and they could find yours.

If it's private or marketplace health insurance, no.

Assuming you are starting Medicare in August as your primary insurance, it won't matter whether you keep working, and it won't matter whether you are now insured through an employer.

The only time it matters is if someone is going to delay signing up for Medicare Part B past age 65 and stay on an employer insurance plan. In that case they would need proof that you had group insurance as an active employee, to avoid a late enrollment penalty.

It would not be a bad idea to take him for a vet check. His low energy could be a symptom of something wrong.

I dunno, a lot of people cut up hot dogs or cheese for training treats. It would not concern me as an occasional thing.