It’s a mental thing. Animal attacks are rare. You’re much more likely to have your own medical emergency than something caused by an animal. You’re also more at risk from hypothermia or dehydration. In all cases it’s preparation, learning and practice. People do this safely all the time. Start small and you’ll get more comfortable.

Probably don’t have to dig far to figure it out.

A 401k is governed by ERISA and your employer and plan trustee are responsible for the administration of the plan. They choose the provider and would be responsible for approving any distribution requests. Contact them and an ERISA attorney if they don’t help