Yeah I always thought they need the amex account log in also. With the QR Code

Basically you have a large chunk of cash with morgan stanley to get it waived

When I first got it, I waited until my AF on my vanilla plat posted. Then got the CS Plat. Then called in customer support if I can get it refunded and my reason I got the CS. They removed it. Then got charged $695 for the CS

Damn shame theres no more SUB across the platinum variants. Next goal, get the business plat for tax season.

I work in a hospital so 2x daily usually or 1x after work

Even here in USA some small business or restaurants dont take amex and I need to have a back up visa/mc.

Is it possible to open a new Chase Checking & Savings account ? I saw there was a promo if I open Chase + Checking there’s a $900 offer.

I already have a Checking account under them. Will I be eligible?

You can also link it delta skymiles for extra 1 miles per dollar. Sk you get Amex x rakuten + skymiles

Absolutely this. Including synchrony.

Brilliant + business looks like the best for you.

Personally I took the chase route, for the Ritz Carlton (will apply this September, need 1 year with Boundless/Bountiful). Just to get the $300 airline incidental fees and cheaper AF.

Exactly what I plan. Its my sock drawer card. And i leave it alone. Atleast 1 purchase a month, recurring amazon $5

But I like to keep the auto loan and personal loan on record. Thankfully it was mentioned that it will stay on my report regardless

Sweet. Thank you ! I was worried by focusing on other banks, i was going to keep wells fargo opened just for the loan/auto history and lose money on maintenance fees with them.

Damn. Im getting on it. Thanks

Im pretty much severing all ties with Wells Fargo. It had my personal loans + auto loan history. So im wondering if in the future, about 3 years will they not see those good remarks ?

Or its irrelevant no matter if change banks that has no history with those ?

Lol i wish. I can get that 900. I think opened the checking last year September for $300.

Edit* wells fargo can pay me to return back as a customer ?

When I was young, I freaked out seeing a gas station charged me over $100 on $30 gas. Had no reddit at the time, i was freezing my card. Calling the issuer about it.

You can open an everyday card and maintain the points as it is. An amex checking account.

If its not too late for you and if you dont want your points value to degrade, Charles Schwab amex plat, convert that 1.1c per point so over $3,300 and you can put in a HYSA to grow for a couple of years

Even here in USA travel portals are a ripoff.

With Amex I book direct flights. The hotels depends if i dont have loyalty rewards with them i may back with Amex

Mainly because USA is bombarded with burner phones telemarketers scams. Its good for us that Banks wont take Voip, because that will open the floodgates to more potential scammers.

Best if you open a Charles Schwab checking & debit for the ATMs and different bank than Capone since they wont facilitate you

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Real Name : Winston

Nicknames: Ton-Ton, Chubby-Man, Tabby-Man, Chibi-Chibi, Tabby-Tabby

I use physical banks (chase) to receive my work paychecks.

Schwab is awesome. I can go to any bank or use their parking lots. I have a hard time finding parking in the city. I walk in branch to kill more time than the ATM withdraw. And do a real quick hop over to the other business nearby.

The foreign ATMs are magic. Im born in Philippines. So it was always a hassle finding different brokerages and finding different stalls with different exchange rates. And same in Hong Kong. Las Vegas casino ATMs are highway robbery

They did that in my city SF. My coworker treated me for lunch, she handled the tip 20% was disappointed to see they added 4% (SF Mandate) to make it 24% in total.

Agreed and it offers Priority Pass lounges. TSA/Global and visa infinite perks