I recently was told that my resume was found on USAJOBS. The position was initially for a GS12, however the highest level I've held is a 9. The person hiring me told me he would bring me in as an 11. I know legally all he has to offer me is an 11 step 1. However, with the COLA I have here, as a gs 8 step 7 I make as much as a GS 12 step 6. I just work a lot of built in OT. I'm more than thankful to have this chance, but my wife and I are worried that with the high cost of living in the area will be too much if I have to take a 20-40K pay cut. How can I respectfully and tactfully request to be stepped out as an 11?