Would you take a loan on a car with 0% for 72 months and invest what you’d pay in cash?

Going back and forth between investing the equity from my previous car (37k) and get a 0% loan or pay for a car in cash.

Either way doesn’t impact our budget that much. Numbers wise, it makes more sense to invest that large amount, but it would feel good to have a paid off car again.

Which one would you go with?

Edit: adding in that the cash wise will increase our cash flow by 474/mo if we pay in cash. The loan we’d take to term due to the interest rate. We’re planning on having a kid in the next year or so, so not sure if the 474/mo would be worth it? HHI is 160k/yr.

Edit 2: sounds like I should go for the low interest loan. Thanks for the different perspectives! Now just playing with the numbers to see if I want to just draw from the 37k for the life of the loan vs invest all and cash flow the monthly payment.