Hi all! I’m leaving in 2 weeks to live in New Zealand for a year and one of the terms of my visa is travel health insurance. I’ve been doing loads and loads of research about the best companies to use and I keep coming to a dead end. I’m mostly looking for just basic coverage, a few GP visits and emergency coverage. I’ve looked into world nomads, IMG, genki and April. I thought genki was the one but now I’ve looked into it more and it doesn’t seem to be reliable. Does anybody have first hand experience filling a claim with any of these companies or have a recommendation for a company that will actually pay out a claim. Thank you!!
How did you use Alianz for a year abroad? They told me their max length is 6 months or 180 days
Hmm that’s odd. I just filled it out on their site and they sent me a quote. Try world nomads - I’ve used them before as well and didn’t have any issues
They told me the same. Or I had to already have the return trip booked
I did a lot of research before heading out and was looking for basic coverage that covered medical expenses, could be extended/didn't need a return flight, and could give me cover for trekking in Nepal. (I know the latter doesn't apply to you but bear in mind those were my primary filters). Lots of people online suggested world nomads and true traveller and they had good coverage but were expensive (world nomads ridiculously so).
I ended up going with Big Cat who had great coverage and were reasonably priced, and so far I've made a claim with them which was easy - they have an easy to use online form and while I haven't had confirmation that I'll get the payment, they have acknowledged and let me know that I've passed the first round of checks (I submitted it just under 2 weeks ago).
The other one to check out is safety wings, basically designed for your purpose, super flexible and pretty competitive, you pay on a weekly basis rather than for the whole period. I disregarded because their activity coverage is bad, they're more designed for digital nomads but might be good for you.
Good luck, it's a minefield out there
Did you ever get paid from Big Cat? Oh nevermind. It looks like it's only for UK residents.
I used Allianz for a year abroad. Haven’t had any issues with them before. I’ve also used world nomads and didn’t have issues with them either