Going back and forth between getting a 10 degree bag or a 20 degree bag for my September trip.

I currently have an EE Revelation 30 degree that I love and want to get another EE quilt that’s rated colder for this trip.

Will a 10 degree quilt be too warm for a September JMT trip? I sleep cold and my reasoning is I’d rather own a 10 degree quilt and a 30 degree quilt than just a 20 and 30 degree for future trips.

But it seems like most people here recommend 20 degree bags for later season. Curious what people’s thoughts are.