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What kinds of mods will you be glad to see become scarce on American roadways?
And I'm also not following how insurance companies are supposed to track these "modded cars". Not every state is as strict as California when it comes to emissions/road flare. You're not getting a ticket for a catback in CT unless you're popping flames in front of a state trooper lol.
Yeah, I can run straight headers on my vehicle in Louisiana and I'm less likely to be pulled over for that than I am for having a tail light out...
Can you provide any sources for these claims?
We don’t care if it’s modded if you don’t. That means if you have a truck that’s insured regularly you’re not getting paid for $30,000 in added equipment that you don’t disclose and didn’t pay premium for. That’s how we regulate it. You get what you pay for not what you “forgot” to tell us was in your truck or car.
I think the only time ive been asked about custom equipment it was to offer additional coverage. The insurance inspections down here are just a walk around to rule out preexisting damages
What insurance companies actually lobby for is to put some teeth in the fraud statutes instead of a slap on the wrist for people trying to steal hundreds of thousands of dollars
Carolina Squat vehicles.
This is the dumbest trend in cars outside of Swangas
Nah, this is worse. There's no world where reducing visibility to 50 feet or more in front of you isn't outright dangerous. Swangas essentially just make the car wider...which while not ideal isn't the same as not being able to see a grown adult standing 8 feet in front of your vehicle.
Plus squatting it often makes the vehicle more difficult to control thanks to the shoddy work that usually accompanies it.
I know some places have already put restrictions in place through their actual laws. Most mods are either just ugly, mildly annoying, or stupid and bad for the environment. That one is outright dangerous though since it can (and is) done to such an extreme that you're severely limiting your visibility. Plus, it's often shitty work and makes the vehicle less controllable.
I had to Google that cause I’m on the west coast but holy shit those are dumb lol
Ridiculously loud exhaust
I'd love to see "rolling coal" become illegal nationwide. Does not but pollute the air. My son has asthma and vehicles that do that have triggered asthma attacks for him.
This has got to be one of the most idiotic ones to me.
It literally makes your vehicle run worse. Its performance is worse, it gets worse mileage, and it pollutes more. There's literally nothing good about it.
And it just shows that the owner has low self-esteem IMHO. Almost always men too.
I work for a State Farm. We have a question that asks if there is any modification. Pretty pointless if no one is going to check.
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23d
Trolling, being needlessly rude or insulting
Well they shouldn't spread this stuff again. I keep seeing it and there is never any evidence other than "rumors"
And you should post without calling people names.
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23d
The OP is clearly talking about rumors and asking a valid question based on those rumors. Whether or not the rumor is fake isn't the point of what moderator action has been taken - people lobbing insults is not OK in this sub.
Thanks for agreeing with me.
Is it really non-stock components in general they’re concerned about, or is it non-stock items that present a safety hazard and ride the line of legality? The former is only really a coverage issue and they’ll have to account for non-stock components through added equipment endorsements which many carriers don’t offer. It would be similar to the crackdown on ridesharing, but then again ridesharing creates additional risk; non-stock additions don’t.
Unlicensed and uninsured drivers are a huge problem but both vary by state. I will say though, given how screwed the market is right now both are inevitably rising because the cost to insure has increased significantly, and just because you’re folks to pay into the pool doesn’t mean it’s going to decrease those costs or improve loss/expense ratios.
Non-stock mods can absolutely create additional risk.
I’m saying there’s a difference between an aesthetic body kit or tinting your windows (legally), and a fat lift kit on a truck. Both are considered non-OEM mods. States vary on enforcement of these things.
This dude just makes shit up. He’s either cognitively burnt or he’s trolling.
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I am not sure where you heard this, but for a variety of reasons, this is not true.