![[iOS 18 DB2] Apple Pay Tap-to-Cash Feature Enabled](https://preview.redd.it/fdahryqni19d1.jpeg?auto=webp&s=c69d27a7a60b75b1c5f23a9379a3f992c89a7c4a)
Accessible as control center button or through Send button on Apple Cash card.
Canada please.
They have a lot of regulations here in Canada. To prohibit competition and protect our oligopolies.
Added to my CC
Sighs in British 😂 wish they’d expand Apple cash to other countries
And Apple Card too
100%. Hate that everything comes to America (Natural considering it’s their home country) but then never expands out to other nations.
+1 from Canada
I'm tapping my phone against the monitor to accept your $1 and it's not working!
Damn all the good jokes are always already taken!!!
Does this work with people on iOS 17.x?
No
I suppose only US. For people like me who lives in Italy we’ll see this feature in 2030. 😂
right, even Apple Cash or Card are not a thing here :(
It better be sooner, Payment request services should largely die if you ask me. Only appropriate situation is when you aren’t near each other. Otherwise tapping to pay is so much easier and quicker
Same like when Apple Pay got introduced. Took a long time!
the infamous Duemilamai
Or never.
You’re optimistic. Europe don’t even qualify for Apple Intelligence feature, biggest feature of iOS 18.
Says who? Its a beta for US English when it arrives, but that happens a lot with Apple.
Apple said that:
https://www.cnbc.com/2024/06/21/apple-ai-europe-dma-macos.html
Apple Intelligence, using iPhone remotely on Mac etc. Apple themselves claim these flagship features don’t comply with the EU DMA situation.
Incorrect. You mean the European Union.
Do we know if it's coming to the UK? We didn't get the EU sideloading features and such, but if the reason why they can't do it is GDPR, well we have UKGDPR which is exactly the same as the EU's, so logically we won't get it here either. Brexit gave us the short end of the stick with this huh
It’s coming to the UK - we have GDPR which is very different to the DMA, California (where Apple is based) has something quite similar to GDPR
Brexit gave us the short end of the stick with absolutely everything
You’re optimistic.
I wish we had Apple Cash in the UK. I see it in my watch settings but I can’t enable it, teasing me
It’d be cool to have that level of integration and polish, but with the faster payments system being instant (usually) & free, there’s no real need for it.
Having an expansion to the open banking regulations where I could manage my transactions & payments from multiple accounts directly in Apple Wallet would be a dream, though.
I was able to get it working in Canada a few years ago, but only because I was able to meet the requirements. I have a U.S. bank account, an ITIN, and a Nexus card that qualified as ID.
I don’t actually use it for much of anything — the exchange rates and 3% FTX fees make it pointless to make payments with in Canada, and I don’t have any U.S. friends who I ever need to exchange money with — but it was fun to play with.
It’s mainly a feature because US banks suck, and you cannot easily send money to each other. In the UK we can send money via banks to each other for free, and instantly. If they had that, Venmo, Cash App etc wouldn’t even be a thing.
Most banks in us use Zelle but this is easier for someone next to you
Zelle is a Fiserv product — stay away lol
What does that mean
Fiserv is notorious for making shitty products. Their reputation is bad; products are all taped together to ‘work’ or talk with one another. Zelle is also a scammer’s haven. You can not reverse charges.
If you’re smart and only send people to who you know. Then you wouldn’t be scammed at all with zelle. Its really convenient to use than to just always carry cash.
That’s why they give you a warning to make sure you’re sending money to the person you intend to
You don’t have free E-transfer yet?
I like in the UK. We can transfer between all banks for free and instantly since 2008.
Same in Canada. The USA has been extremely lagging with all things related to banking. They didn’t even use debit until around 2008 😂
I still see mentions of cheques (well “checks”) by Americans in other subreddits. In 2024.
Yup. That’s also why Apple Pay itself was such a big deal when it launched in 2014. While we were swimming in NFC contactless payments in Canada, most of our neighbours to the south had never even heard of the concept. When Apple Pay arrived, only 2% of U.S. retailers accepted contactless payments, but even fewer banks offered cards that could do it (my contactless U.S. TD Bank Visa debit card arrived in 2017).
I remember in 2014, I had my friend’s US credit card added to my iPhone but couldn’t use it anywhere in California except for Walgreens. Back home in Vancouver, I used it everywhere and people were so surprised to see mobile payments!
Going to McDonald’s and saying “Apple Pay” got the staff so confused; I had to say “tap”.
Haha, yeah... I had similar experiences as I had a U.S. account with a Visa debit card that I was able to set up with Apple Pay.
Most people thought it was cool, although I did encounter one cashier who wouldn't let me tap my iPhone because she thought I was trying to hack the payment terminal 😂
Can you not do that with US banks? That sounds baffling to me, but that makes sense now and adds clarification. I still wish we had Apple Cash. I'd rather use Apple's service than our banks though lol, I'd join an Apple bank if they had one
Most US bank apps have Zelle now which is fast and instant.
It’s just yet another third party app, proving my point.
Yeah that is true.
You can, but it’s slow as shit and costs money.
Monzo is very good here though to be honest.
US only?
yes
Guaranteed since it’s requires Apple Cash, which is already U.S. only, and there’s been no word about it expanding outside of the U.S. Apple would need to find individual banks to work with in other countries, so I don’t see that happening anytime soon.
The animation looks amazing.
It's crazy how seamless it goes from one phone to the other. Super cool.
4 missing replies
any ways i can use apple pay if i live in a non participating country?