48yo. Met with Fidelity investment advisor and ran thru the numbers for a retirement at 56yo. Confirmed reaching coast fire. Yay.

It sure felt good to lower that 401k contribution percent to 0! (Yes I won't get employer match so I may get tempted and raise it later but I know I can always go back to 0).

UPDATE: thanks a lot for all your comments! I plan on hitting max 401k to get the full employer match for reasons well outlined by y'all (even if I withdraw and pay penalty i come ahead!)