I say irrational because it is and I know it is, I’m (M18) and have just filed for student aid for college and I’ve been researching about student loans and the IRS since.

Now I have these fears about paying off student loans and how expensive it’ll be, and what happens if I can’t pay them, I’ve read that the IRS can take your personal property as payment if you don’t pay your loan after six months and it’ll really screw up your credit score.

I’ve never even had a job before and have never filled out a tax form in my life, I know this is irrational but I’m still worrying about it.