This is going to sound like a very first world problem. For some background, my yearly income is between 160-190k. My RRSP and TFSA are maxed out. Each year I save about 40% of my gross income in various investments, and live off 25% of my gross income.

Now for the root of the question. I’ve been wanting to buy a Tesla Model 3. I planned to finance it with 40k down over 3 years. But I can’t seem to fit the payment in with my current rate of investments. I’ve been thinking that maybe I’m being a little aggressive and should reduce the savings rate to 30% and boost my living expense by 5-10%. Thoughts?

Edit: I get it, stupid post. Guess I deserve the trolling.