The way the builder cuts out certain attributes and forces you to min-max discourages making builds that are tailored for specific play styles. Like if my build maxed out at 94 overall but i could play the exact way i want to with the build id be perfectly happy. But online 2k basically requires that you have certain abilities and attributes at certain positions, otherwise you’re a liability in some capacity, and nobody online tolerates anything short of an all-around build. Like All-Time Penny Hardaway is a 94 overall and if you tried to replicate his exact attributes you’d max out at 99 before you’d be able to touch defense & playmaking, which makes zero sense.