60 isn't but you have a very limited number of good years left. Whether you live a healthy life or not 70 IS old and everything will start to falter unless you win the genetic lottery.
And the vast majority of Americans (whether they make money or not) don't live well so 60 is pretty old. The American dream is to save up for retirement but all you end up doing is blowing all your money on health care to keep you breathing for a few more years or you die and leave it to younger people.